{
  "name": "HES28",
  "label": "Main reason",
  "predicateType": "int",
  "group": "N/A",
  "limit": 0,
  "suggested-weight": "HHSUPWGT",
  "values": {
    "item": {
      "7": "Other specify",
      "3": "It is easier or faster to get a payday loan than to qualify for a bank loan",
      "2": "The place to get payday loans has more convenient hours or location",
      "6": "Do not trust banks",
      "4": "The place to get payday loans feels more comfortable than a bank",
      "-1": "Not in Universe",
      "-9": "No response",
      "-3": "Refused",
      "-2": "Don't Know",
      "1": "Banks don�t make small dollar loans",
      "5": "Don�t qualify for a bank loan"
    }
  }
}