{
  "name": "HEUB60",
  "label": "Main reason for not having an account",
  "predicateType": "int",
  "group": "N/A",
  "limit": 0,
  "suggested-weight": "HHSUPWGT",
  "values": {
    "item": {
      "3": "Bank account fees are too unpredictable",
      "5": "Don't trust banks",
      "8": "Don't have the personal identification required to open an account",
      "10": "Some other reason",
      "1": "Bank locations are inconvenient",
      "9": "Cannot open an account due to problems with past banking or credit history",
      "4": "Banks do not offer products and services you need",
      "6": "Don't have enough money to meet minimum balance requirements",
      "7": "Avoiding a bank gives more privacy",
      "2": "Bank account fees are too high",
      "-1": "Not in Universe"
    }
  }
}